Individual

Individual Health Coverage

Simply put, health coverage is protection against medical costs. A healthcare policy is a contract between an insurer and an individual or group, in which the insurer agrees to provide specified health coverage at an agreed-upon price (the premium). Depending on your policy, your premium may be payable either in a lump sum or in installments.

Health coverage usually provides either direct payment or reimbursement for expenses associated with illnesses and injuries. The cost and range of protection provided by your health coverage will depend on your provider and the particular policy you purchase. If your employer does not offer a health plan, you may wish to purchase health coverage on your own.

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